Stop Repossession And Reset Your Financial Life
In California, a lender can repossess your vehicle if you are one day late on your payments. If you are struggling with auto loans and fear losing your property, bankruptcy may be the best option for you.
At the Law Office of Alec Harshey, our lawyers have extensive experience handling Chapter 7 and Chapter 13 bankruptcies for clients from Hemet, Temecula and throughout surrounding California communities. We know how to stop repossession through bankruptcy.
Just because your car has been repossessed, it does not mean your debt problems are over. You may owe a deficiency balance — the difference between what you owe and what the lender is able to sell it for at auction.
The lender can sue you for the deficiency balance if you are not able to pay. If you are being threatened with lawsuits, it is very important to consult with an experienced bankruptcy lawyer as soon as possible.
Keep all paperwork associated with your debt, including letters from the finance company regarding deficiency balance and its intent to sell your vehicle.
Ready To Work With You To Prevent Repossession
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.