Understanding Judgment Liens, Garnishment And Levies
At the California Law Office of Alec Harshey, our legal team understands the financial hardships associated with a bank levy, wage garnishment and a judgment lien. Our lawyers provide comprehensive bankruptcy representation. We are dedicated to helping individuals prevent creditor actions through effective Chapter 7 and Chapter 13 petitions.
Our Hemet wage garnishment lawyers understand that many individuals ignore garnishment notices. Under California law, creditors are entitled to 25 percent of your gross wages. Garnishments also remain intact until you file for bankruptcy or the debt is satisfied. We urge you to take control of the situation immediately. The sooner we are able to file bankruptcy on your behalf, the sooner we can protect your wages.
Creditors can obtain a levy against your bank accounts in order to receive payment on a debt. Your creditors don’t need your account numbers to obtain a levy. Once they receive the judgment from the court, they can remove funds from your accounts until you file for bankruptcy or the debt is satisfied. Our lawyers have extensive experience in filing Chapter 7 and Chapter 13 petitions, which stop levy actions through the automatic stay.
Unlike wage garnishments and bank levies, judgment liens do not automatically go away when you file for bankruptcy. Many factors affect these liens, and judges have discretion to permit stripping of liens. Please contact us today to discuss your situation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.